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Financing your Solar System

Choose the smartest way to pay.

A solar panel installation currently generates a tax-free, reliable return that is a higher than the interest you will receive by putting your money in the bank.

We ensure that as well as being a good investment, your system is designed correctly for what’s most important for you. Sometimes a system that generates the most amount of power or gives you most independence from the grid may suit your situation best.

There are several ways to finance your solar installation, Christchurch Solar can help you choose the right solar finance option by providing a detailed analysis of your potential return on on investment, highlighting exactly how and when you can expect to break even, and start making profit from your solar system.

Your own savings

Using your savings offers the best rate of return. Solar power is a bankable and reliable energy source.

The cost of energy is rising, so your return on investment will only improve as prices increase.

A typical solar instillation will provide at least a 10% return on investment.

Obviously you should account for the ‘opportunity cost’ of using your savings, but we struggle to find a better option.

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Solar specific loans

ANZ Good Energy Home Loan
Existing or new home loan customers can borrow up to $80,000 at a fixed rate of 1% per annum for 3 years to purchase a solar system.

Westpac: Warm Up loan
Existing or new home loan customers can borrow up to $40,000 interest free for 5 years to fund a solar power system.

ASB Better Homes Top Up
ASB home loan customers can top up their Home Loan, up to $80,000 at a fixed rate of 1% per annum for 3 years to purchase a solar system.

BNZ Green Home Loan Top Up
Customers can borrow up to $80,000 at 1% per annum for 3 years to pay for a solar system

Kiwi Bank: Sustainable Energy Loan
Existing or new mortgage customers can add a loan to borrow $5,000 or more for the cost of a solar panel system. They will then contribute $2,000 over 4 years towards the cost of repaying the loan.


Solar financing for businesses

We’ve teamed up with Energy Ease to offer competitive solar financing plans for businesses big and small.

Through Energy Ease’s payment plan options, you can invest in solar panels and batteries to start saving on your power bills now, with a $0 upfront investment. In most cases, electricity bill savings are greater than the repayments. So you are likely to be cash-flow positive from the outset.

Energy Ease offers payment plans for solar power equipment valued from $3K to $5M with flexible terms up to 10 years and tax-deductible payments. They are a trusted provider and make the process simple with online applications and instant pre-approval on most loans.

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